Dear Kevin,

Thank you for your continued interest.

We are very concerned about a potentially great number of impending evictions due to personal guarantees. Although the Chancellor himself and the Government clearly focus on this issue, we fear the measures being put in place may be insufficient to prevent a potentially disastrous outcome: mass evictions from Principal Private Residences (also known as PPRs).

We are particularly concerned about your description of the situation "If there is a pre-existing PG on other debt facilities then that could be called upon even if the detriment was caused by COVID".

Phase 2 of Project Heritage attempts to provide some redress to those who have been evicted from their homes due to PGs, largely in the last financial crisis.

Many of those evictions have been based on a flawed judgement which relied on a false affidavit entered into the Court of Appeal by Lloyds Bank.

We are looking to involve the FCA into what they have described as "bulk handling of legal claims". We sincerely believe the Judiciary will welcome a "bulk handling of legal claims".

We would appreciate any comments from you, the APPG or Alok Sharma`s department.

Jane Farmer

(conversation between Jane Farmer and Kevin Hollinrake - scroll down for more)