We are seeking resolution for all cases. August 2020
DRAFT
FAO: Commissioner Cressida Dick
Dear Commissioner Dick,
We have been informed the below-quoted matter belongs with the Met Police as:
it was first reported to the Met Police; The allegation was identified by the Met.
the offence outlined below took place at the Royal Courts of Justice;
we have now very recently discovered the whereabouts of the alleged perjurer.
We have recently been informed by a high ranking Civil Justice Official the matter is criminal.
The matter is lost in Action Fraud.
PCC Anthony Stansfeld (senior PCC for fraud) supports the Met investigation.
you could potentially save a criminal action against the ICO under s173 DPA 2018.
We are primarily seeking a resolution to the Personal Guarantee issue. The crime we are asking you to investigate----the alleged perjured affidavit----created the precedent that failure to pay an overdraft in 2 banking hours is an act of default on all bank loans. It also created the process which allowed secured lenders to go straight to the Guarantor.
Jane Farmers Impact Statement is just one example of the effect on more than 1000000 families. https://www.diylaw.co/jane-farmers-impact-statement
We are attempting to find a resolution to the lenders and the guarantors who have been evicted acceptable to all parties (Stage 2).
We are also working with Aeropa to remove the need for PGs (Stage 3).
We have asked PCC Anthony Stansfeld and others to support your investigation into this crime.
Regards,
Jeff Lampert
diyLAW Team
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Lampert v Lloyds case
Jeff Lampert`s case is that Lloyds Bank entered what the Met Police identified as an allegation of a "Perjured Affidavit" into his guarantee hearings. This "Perjured Affidavit" was that Lloyds Bank only recovered £1.5m of a £3m Heritage Plc debt Jeff was guaranteeing. This had a material effect on the Court of Appeal decision. In 2001, it became clear Lloyds recovered £3.3m and in 2005, the best estimate of the recoveries was between £5m-£7m. Lloyds have repeatedly refused to provide Jeff or anyone else with access to the recovery figures. The most rigorous legal examination of the then-available evidence was before Floyd J (now LJ). This was after the Met Police had identified an allegation of a Perjured Affidavit.Floyd LJ was unable to make a judgment on the "Perjured Affidavit", as it was in the context of Jeff`s bankruptcy. Floyd J was convinced that the allegation of a perjured affidavit belonged in his court rather than
with Met Police ("You show them to me and explain to me why they have perjured. Do not bother trying to bring the police into this, because they have really absolutely nothing to do with it.")The case was diverted to Mann J, who was confused by an order entered by the bank, so
Floyd J did not see it as he had requested. After a great deal of research, Stephen Charles Ball, who signed the alleged perjured affidavit, has very recently been located. The case has been accepted, after a Police investigation, as a Private Criminal Prosecutionby District Judge Cooper at Bristol Magistrates' Court. Therefore, the matter has been handed over to Avon and Somerset Police. The matter is now with Action Fraud, and has been there for several months. Jeff is advised that hundreds of thousands of evictions have occurred due to this case, described by the MET as a "Perjured Affidavit". This case established the toxic combination of:
failure to repay an overdraft within two banking hours can be considered an act of default on all company loans;
this allows the secured lender to immediately take action against the Guarantor. The Guarantor's home is all too frequently taken before all recoveries against the borrower have been exhausted.
We have recently withdrawn from seeking to prove the FCA is not a business and do not wish to bring a criminal action to get documents we are entitled to.
The Head of Civil Policy at the Ministry of Justice has advised us that this case "looks to be criminal".
Best Regards,
diyLAW Team
We are seeking resolution for all cases.
This is for general information purposes and should not be relied upon as legal advice because it does not consider or take into account your own personal circumstances. If in doubt, seek legal advice.