Farmer`s Election 2019
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The largest theft anywhere, ever" - Clive Lewis MP describing in Parliament the banks robbery from SMEs when opening the debate on GRG on the 18th of January 2018.
In the main, SME owners become Litigants in Person. How are Litigants in Person expected to deal with this?
The Law was never designed to allow theft to target people`s homes. It was designed to settle disputes. An example is recorded by Emily Dugan in her prize-winning article.
Jane Farmer, the illustrator of the picture overleaf, is another example of this abuse.
The Law provides process not Justice. The process overwhelms litigants in person.
The study by the Bank of England entitled "Home Values and Firm Behaviour" estimates "the total value of residential property held by all current firm directors in the UK ... is £1.5 trillion". This is the potential value of the “the largest theft anywhere, ever”.
The agencies and organisations with authority, such as the FCA, have failed.
The Court of Appeal in 1998 created a toxic precedent that enables a lender to target a guarantor bypassing the borrower. This is flawed and must be reviewed. This CoA decision relied on an allegedly perjured affidavit.
The National Crime Agency and the Serious Fraud Office are looking into widespread use of false signatures and fraudulent bank accounts by RBS, Lloyds Bank and other financial institutions assisted by Mr Julian Watts.
diyLAW believes there is a solution - Project Heritage. Aeropa and LexisNexis are supporting this project.
An alternative to guarantee-based lending is securing an SME loan against the company’s intellectual capital.
We request all courts which are considering decisions involving SME guarantors to fully comprehend.
Who we are
diyLAW, not-for-profit community interest company, has prepared a paper for every Forum: leaflet 2013, leaflet 2014, leaflet 2015, leaflet 2016, leaflet 2017, and leaflet 2018.
diyLAW continues to work with Brent Community Law Centre.
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